Credit Scores 6 MYTHS Debunked

Borrow at better rates by maintaining a Good Credit Score There’s a lot of conflicting information and even well-intentioned advice that can turn out to be wrong, so it’s no surprise that credit score myths are aplenty. There are two parts to this story- Credit score and Cre…

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CIBIL - HOW GOOD IS YOUR SCORE?

CIBIL -  HOW GOOD IS YOUR SCORE? First published  on October 2016

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TransUnion CIBIL launched CIBIL Alerts

TransUnion CIBIL launched CIBIL Alerts TransUnion CIBIL has launched CIBIL Alerts, realtime notifications that inform consumers about key changes in their CIBIL score and report. Earlier, CIBIL launched the Score Simulator, a tool that allows consumer to choose from various c…

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Ways to Improve Your CIBIL Score when Applying for a Business Loan

Ways to Improve Your CIBIL Score when Applying for a Business Loan CIBIL Score vouches for your credibility even if you own a business or a salaried professional. Meaning? An individual being the head of a multi-million dollar corporation may have defaulted on his/her credi…

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CIBIL FAQS - LOAN REJECTIONS & DISPUTES..!

CIBI L FAQS -  LOAN REJECTIONS  AND DISPUTES..! My loan has been rejected because of the defaults reported  against my name in CIBIL records.  How do I remove my name from the CIBIL's defaulters list? CIBIL doesn’t maintain a defaulters list. We maintain the credit  history of …

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Credit Sudhaar -induction of Deepak Kulkarni, Sandeep Pangal as Directors

Credit Sudhaar announced an induction of Deepak Kulkarni and Sandeep Pangal as Directors and Shareholders of the company Sandeep Pangal, an IIM Calcutta alumnus, was previously Managing Director & Head, India Investment Banking at Credit Suisse. He is also an erstwhile M…

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From January 1, 2107 Free Annual Credit Report to Individuals – RBI

From January 1, 2107 Free Annual Credit Report to Individuals – RBI RBI Notice RBI/2016-17/58  DBR.CID.BC.No.11/20.16.042/2016-17  September 1, 2016 DBR.CID.BC.No.10/20.16.042/2016-17 September 1, 2016 Free Annual Credit Report to Individuals In exercise of the powers conferred by …

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Applying for Housing Loan? Watch Your CIBIL Credit Score First..!

Wondering why your Home loan application was rejected & that too after being regular in repayments? The answer may lie in seeking too many loans or / no loans at all. With credit scores becoming a key to garnering loans, too many loans is depicted as ‘hunger for credit’ …

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Free Annual CIBIL Report to Individuals from January 1, 2017 :Reserve Bank

Free Annual CIBIL Report to Individuals from January 1, 2017 :Reserve Bank The Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Mr. Aditya Puri) constituted by the Reserve Bank of India (RBI) had recommended …

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Errors in CIBIL Loan Report: How to correct them in online?

Errors in CIBIL Loan Report: How to correct them in online? Yo ur Credit Information Report (CIR) plays a large part in the loan application process. Hence, any discrepancy in your CIR may result in reduced chances of a loan approval. Therefore, it is important that the infor…

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4 Reasons for Poor Credit Score..!

4 Reasons for Poor Credit Score..! Credit score plays a very vital role in everyone’s financial life. For all who are not aware of credit score concept – this is a score provided by credit bureaus based of the financial track record of an individual. India has four credit bure…

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10 Ways to Improve Your Credit Score..!

10 Ways to Improve Credit Score ..! How to Improve your Credit Score? Now that we know the major reasons leading to poor credit score, lets look at ways to improve the same. Please understand that since credit score takes in account a long period of repayment and other financi…

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