What is Diversified debt mutual fund?

A Debt Mutual Fund (MF) that invests in all available types of debt securities issued by entities across all industries  and sectors is a : A. Focused debt mutual fund.. B. Diversified debt  mutual  fund... C. Assured return  mutual  fund.. D. High yield debt  mutual  fund.. Answer ..…

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Debt mutual fund and invetsments

What is Diversified debt fund?  A Debt Mutual Fund that invests in all available types of debt securities issued by entities across all industries & sectors is a : A. Focused debt mutual fund B. Diversified debt  mutual  fund C. Assured return  mutual  fund D. High yield debt  mu…

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14 Things Should check at the time of signing the agreement with a builder?

Things Should check at the time of signing the agreement with a builder? QUESTION : What are the things I should check at the time of signing the agreement with a builder? ANSWER The important things to check before you sign the agreement with the developer are, 1. The allotted …

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From today End of 18 years, I need Rs.1.5 Crore. What Type of Investment I Made?

Let us assume you need Rs.1.5 C rore  at the end of 18 years from today. In the long run, good equity funds are capable of giving around 18% annualised returns. You need to roughly save Rs.10,000 a month through Systematic Investment Plan (SIP) for next 18 years to achieve your…

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MyHouse at bottom of a mount. Can I get Earthquake Insurance?

Question: I have a home at bottom of a mount. Can I get Earthquake insurance? Answer: If  the building constructed as per regulations with due permission from the local authorities (like  Chennai Metropolitan Development Authority  ( CMDA) ,  Directorate of Town and Country Planning …

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I am a NRI, Now in Dubai. Can I take term insurance in India?

Question:  I am an  non-resident Indian  ( NRI) ,  Now in Dubai. Can I take term insurance in India? Answer: When you visits India next time, you take sign the application form & take a term insurance immediately by signing the application with other required documents referred…

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Next 5 year I need Rs. 50 lac. Which amount invest Monthly?

Question: From now, Next 60 month I need Rs. 50 lac. Which amount invest Monthly? - K. K. Suresh, Madurai - 2 Answer: If you can construct a portfolio with 12%return per year you need to save monthly a sum of Rs. 61,000 for next 60 months. That is 5 years.  Your Total Corpus A…

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Common house Property, for family need, want sale this property with out signature of the missed brother. Is it Possible?

My Brother missed 15 years ago. We have common house Property, for family need, we want sale this property with signature of the brother. Is it Possible? The house property can not be sold without the signature of the your brother because he is having equal right over the sa…

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How 0.25% rate cuts impacts the Home Loan EMIs?

Question: How 0.25% rate cuts impacts the Home Loan EMIs? - Via E - mail Answer by www.myreality.in Let us understand how 0.25% rate cuts impacts the EMIs  (Equated Monthly Instalments) with a simple example. Say you took a loan for Rs. 1 lakh for 5 years. You would be pay…

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Sale of House property held for more than 3 years: Long Term Capital Gains Tax?

Question: I am a 50 year-old housewife. I plan to sell my house which I bought in 2003 -04 for Rs.60 lakh. I have decided to buy a smaller flat for Rs.44 lakh.Is this will attract long-term capital gains tax?. Sundara Kumari, Madurai. Ans: As the house property is held for m…

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What Is 1% interest Subsidy On Housing Loan..?

Question :  What Is 1% interest Subsidy On Housing Loan..?  – K. Kamala, Chennai – 600 017 via  Email Answer by  www.myreality.in Team In the recent Union Budget (2012- 2013) extension of the subsidy scheme, providing 1% subsidy (Subvention) on housing loans up to Rs. 15 lakh…

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