Term insurance:The First Step in Financial Planning..!

By Mr. Sandeep Batra, ICICI Prudential Life Insurance. Humans are wired to do whatever it takes to protect their families from risks and other perils. While we do this naturally for physical risks, we seldom think about how we can protect our families against financial har…

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Term Insurance Coverage Amount: The Thumb Rule..!

The thumb rule on term insurance is to buy cover worth 12 to 15 times of annual income. The objective is to ensure enough funds for the family to stabilize before they find an alternate source of income; 12 years is considered reasonable. Rates for smokers are significantly h…

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HDFC Life Term Insurance Plans - Introduction of New Options

Prakala Wealth Management continuously advise their customers to have enough term life insurance cover. This is particularly true for those who are earning currently and below retirement age. Each of us should have at least 20 times of our annual income as term life insuranc…

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Term Insurance : Online Vs Offline..! A Comparison

By Mr. Sridharan S, Fundsindia.com In the market, insurance firms are increasingly introducing online term plans for lesser premiums to policyholders. This, in one way, is exciting news as it means more savings. However, price should not be the main criteria for choosing som…

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Tata AIA Life Maha Raksha Supreme: Complete Term Insurance Plan

Tata AIA Life Launches ‘Maha Raksha Supreme’ – a Complete Term Insurance Plan...! ü ‘Life Stage Plus Option’  offers the opportunity to increase protection cover ü Inbuilt ‘Payout Accelerator Benefit’ advances 50% of Basic Sum Assured on the diagnosis of Terminal  illness  Tata…

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Take Insurance Policy Only For Protection: Should Not Mix Investment & Insurance...!

by Mr. Amarnath Ananthanarayanan, Bharti Axa General Insurance Investing in an insurance cover is not only important. But, also very essential in this day of medical inflation & increasing cost of living. Insurance should not be looked at as a tax - saving instrument or …

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Definition: Term Life Insurance

A policy with a set duration limit on the coverage period. Once the policy is expired, it is up to the policy owner to decide whether to renew the term life insurance policy or to let the coverage end. This type of insurance policy contrasts with permanent life insurance, i…

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Income Protection Pans Vs Pure Term Plans..!.

by Mr. T.R. Ramachandran, Aviva India To ensure that your family leads a comfortable life &  is financially protected when you are not around, you need to plan for them in advance, the way you plan your monthly expenditure. There are solutions available today that help y…

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AEGON Religare Life Insurance : Save Guard Insurance plan..!

AEGON Religare Life Insurance had launched the Save Guard Insurance plan. It gives back 100 per cent of the premium paid at the end of the policy term. The minimum age of entry is 18 years & the maximum is 55 years. The maximum age at maturity is 65, 70 or / 75 years for…

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Shriram Life Insurance: Moneyback Term Plan..!

Shriram Life Insurance has launched a moneyback term plan that pays a lump sum on the death of the policyholder. The minimum age of entry is 12 years,while the maximum age of entry is 60 years. The maximum age at maturity is 70 years.

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Bharti Axa Life : Rs. 1 Crore Life insurance for Rs. 6,000 per Year only

Bharti Axa Life has come with a online term life insurance plan for unbelievable premium .You have to pay Just Rs. 6,000 per year for a Life insurance cover of Rs. 1 crore. Premium calculation can be checked online & policy can also be taken online. Higher rates are to b…

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Aviva i-Life : Get Rs 1 Cr Life Cover at Rs. 22 per day

Protect your loved ones with a life cover of  Rs.  1 crore at just  Rs. 22  per day and save on your tax too! You can now ensure a secure financial future for your family in 15 minutes and save tax too! Online Term Plan ..! Presenting Aviva i-Life, online term plan that helps you…

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AEGON Religare Life Insurance: Launches Term Insurance Plan

AEGON Religare Life Insurance (ARLI) announced the launch of an innovative term plan called the AEGON Religare Term Insurance Plan. This plan comes with a host of innovative features, which include 2 death benefit options and an in-built accidental death cover, making it ve…

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LIC of India: Plans to Reduce Term Plan Premium Rates

India’s largest insurer, LIC of India (Life Insurance Corporation of India), plans to reduce its term insurance policy premium rates. Term insurance policies refer to those covers where the insurance company makes a payout only upon the death of the insured. Awareness Inc…

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