Child Endowment Insurance Plan Vs Combination of Term Insurance & Mutual Fund..!

By Yashish Dahiya , Policybazaar .com Are you one of those parents who are uncertain about what the best way is to save for your child’s higher education or/  marriage? While you are aware about the various investment options available, you do not really understand the risk-ret…

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Blame the Insurance Product design; not the Agent..!

by Mr. Kapil Mehta, SecureNow Insurance Broker Pvt.  I would not like to be an insurance agent. Research regularly reconfirms that it is one of the most looked-down upon professions in the US, Australia, the UK, most of Asia and India. A Gallup Inc. poll conducted in the US …

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Life Insurance Policy Returns Are Nothing

by Mr.B.Padmanaban, Financial Planner, www.fortuneplanners.com Life Insurance returns are nothing, do not always carried by the word called guarantee &the premium you are paying for that is too much.  Big victims for this kind of investment is mostly rich. Take only pure pr…

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Cashless Medi -Claim Fetches More than Reimbursement Plans..!

One of the worst suspicions of insurance buyers has been confirmed. Hard data presented to the court following a petition filed by an activist reveals that claim payouts are far higher for cashless health covers than the conventional reimbursement facility where a patent…

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Cancel Life Insurance Policy During the Free-look Period..!

Most of us have purchased at least one life insurance policy we have regretted later. Either the premium was more than what we were told, or returns were not as projected.  The problem of mis- selling is so rampant that even the regulator has addressed the issue in its lates…

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Is Your House Safe From Earthquakes?

Is Your Home Safe From Earthquakes...?  by Mr. Kishor Pate,  Amit Enterprises Housing Ltd. The Indian subcontinent has always been prone to earthquakes. However, it is only the recent earthquakes in Nepal which have made home owners and prospective buyers wonder about the e…

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Health Insurance : Consider these 5 Things..

Before taken a Health Insurance policy Consider these 5 Things.. 1. Scope of  Insurance coverage 2. Policy terms & conditions 3. Complete details on inclusions and Complete details on exclusions 4. Most important submit full details about your health on proposal form (no mi…

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A lot of mis-selling takes place in home insurance policies...!

Structural Insurance cover for a home comes in 3 ways. First is based on the reinstatement value where the insurer gives the construction cost of the house excluding the value of the land. Second is based on the agreed value of the property and includes the value of the land…

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Home insurance: Five Details to Note..!

Home insurance: Five Details to Note..! Take care of a few things while buying home insurance so that the policy can be effective. 1. Time period..!  Home insurance can be bought for a minimum of one year to a maximum of 5 years. Do remember to renew. 2. Suitability..!  A bank m…

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Calculate Return Before Choosing Life Insurance Policies..!

By Mr. Sai Srinivas Dhulipala , Bajaj Allianz Life Insurance The returns on a life insurance policy often seem to be a very confusing concept. This is true not just to a policyholder, but also to all other stakeholders - intermediary, life insurer, and sometimes even to the sha…

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