Showing posts with label Cards - Credit Cards. Show all posts
Showing posts with label Cards - Credit Cards. Show all posts

Five Best Ways to Avoid Credit Card Frauds..!

Five Best Ways to Avoid Credit Card Frauds..! by Mr. Rajiv Raj,  Ms. Shweta, a software employee who travels frequently abroad and within the country as well was shocked to see her latest credit card statements. Her credit card bill was way more than she had expected it to be;…
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4 Reasons for Poor Credit Score..!

4 Reasons for Poor Credit Score..!
4 Reasons for Poor Credit Score..! Credit score plays a very vital role in everyone’s financial life. For all who are not aware of credit score concept – this is a score provided by credit bureaus based of the financial track record of an individual. India has four credit bure…
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10 Ways to Improve Your Credit Score..!

10 Ways to Improve Your Credit Score..!
10 Ways to Improve Credit Score ..! How to Improve your Credit Score? Now that we know the major reasons leading to poor credit score, lets look at ways to improve the same. Please understand that since credit score takes in account a long period of repayment and other financi…
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When You Should Not Use Credit Cards?

 When You Should Not Use Credit Cards?
When You Should not  Use Credit Cards? Mr.  Rajiv Raj, Creditvidya.com U sing your credit card smartly can benefit you greatly; by smartly we mean not only keeping the credit utilisation ratio low but also using it at the right places.  There are a few occasions when using yo…
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No late Charges for Delay in Credit Card Payment for 3 Days : RBI Circular

No late Charges for Delay in Credit Card Payment for 3 Days : RBI Circular
RBI/2015-16/126 DBR.No.BP.BC.30/21.04.048/2015-16 July 16, 2015 To All Scheduled Commercial Banks / Non-Banking Financial Companies (NBFCs) /Primary (Urban)  Co-operative Banks Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Adv…
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No late Charges for Delay in Credit Card Payment for Three Days..!

No late Charges for Delay in Credit Card Payment for Three Days..!
Reserve Bank of India (RBI)  has issued a direction to all Banks regarding late payment charges on credit cards dues on July 16, 2015. According to RBI circular bank can charge late payment fees charges only after 3 (three)  days from due date shown in credit card bill. Its …
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About 11 lac new credit card accounts were opened in Jan. - March of 2015..!

About 11 lac new credit card accounts were opened in Jan. - March of 2015..!
Disclosing credit trends at a press conference Hyderabad on June19, 2015, Ms. Harshala Chandorkar, Senior Vice President – Customer Relations, CIBIL Over 8 lakh new credit card accounts were opened in the first quarter of last year, 2014 this year 2015 January to March perio…
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Draft Proposals: Tax Benefit On Payments Made By Debit and Credit Cards..!

Draft Proposals: Tax Benefit On Payments Made By Debit and Credit Cards..!
Draft Proposals:  Income  Tax Benefit  On Payments Made  By Debit and Credit Cards..! The Finance Minister in his budget speech for the Union Budget 2015-16 made the following announcement: “One way to curb the flow of black money is to discourage transactions in cash. Now that a…
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PERSONAL FINANCIAL PLANNING & TAX PLANNING 2024 April 28 Sunday 4 PM at CMA BHAWAN Chennai

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