The best Four Credit Cards for you this Festive Season..

The best Four Credit Cards for you this Festive Season.. By Mr.Rajiv Raj, Creditvidya.com Beginning October 1, the festive season begins. First comes Navratri, then Dussehra, Diwali, Christmas, New Year and Pongal. Use these credit cards responsibly to double your festive joy.…

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Free Annual CIBIL Report to Individuals from January 1, 2017 :Reserve Bank

Free Annual CIBIL Report to Individuals from January 1, 2017 :Reserve Bank The Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Mr. Aditya Puri) constituted by the Reserve Bank of India (RBI) had recommended …

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Errors in CIBIL Loan Report: How to correct them in online?

Errors in CIBIL Loan Report: How to correct them in online? Yo ur Credit Information Report (CIR) plays a large part in the loan application process. Hence, any discrepancy in your CIR may result in reduced chances of a loan approval. Therefore, it is important that the infor…

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Loan - SIX Factors to consider for choosing a lender

Loan:  SIX Factors to consider for choosing a lender 1. Choose the right lender Look beyond interest rates (Fixed , Floating, Mixed)   2. The after sales service 3. The product suite 4.  Advisory role 5. Loyalty benefits 6. The reputation of the lender From

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3 Simple and Best Ways to Repay the Home Loan...

3 Simple and Best Ways to Repay the Home Loan... By Mr. S Rajasegarane, Financial Advisor, Pondicherry. Wisdomwealthplanners.com Most people choose the EMI option to repay home loan because they can not come up with the huge amount in one payment. Also, they choose this optio…

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Home Loan Amount and Important Factors..!

Home Loan Amount and Important Factors The home loan amount depends on a number of factors like age, income, number of dependents, qualifications, assets and liabilities, income stability, business, profits, etc.  However, there are ways in which to increase loan eligibilit…

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Home Loan and Age

Housing Loan India and Age To be eligible for a housing loan, the applicant must be at least 21 years of age with a regular source of income from employment or / self-employment.  The home loan must terminate before or / when the applicant turn 65 years of age. The applican…

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SPECIAL HOUSING LOAN Accounts..!

SPECIAL HOME LOAN Accounts  As on MAY 2016

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Which is the Cheapest Emergency Loan?

by Mr. Rajiv Raj, Creditvidya.com Which is the Cheapest Emergency Loan? A top-up loan could come to your rescue in an emergency.  Here's why... B efore we touch the subject that how a top-up loan could offer you a life line in times of distress let is understand what is a t…

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4 Reasons for Poor Credit Score..!

4 Reasons for Poor Credit Score..! Credit score plays a very vital role in everyone’s financial life. For all who are not aware of credit score concept – this is a score provided by credit bureaus based of the financial track record of an individual. India has four credit bure…

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10 Ways to Improve Your Credit Score..!

10 Ways to Improve Credit Score ..! How to Improve your Credit Score? Now that we know the major reasons leading to poor credit score, lets look at ways to improve the same. Please understand that since credit score takes in account a long period of repayment and other financi…

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