Power of Compounding | 32-Year SIP Case Study
A real-life SIP of just ₹1,000 per month, continued with discipline for 32 years, resulted in ₹2.34 crore+, despite multiple market crashes and long phases of underperformance.
Snapshot:
• Fund: Franklin India Mid Cap Fund – Growth
• Investment: ₹3.86 lakh
• Value (Jan 2026): ₹2.34 crore+
• XIRR: ~20% p.a.
What this case study truly teaches:
• Early years test patience, not returns
• Market volatility is inevitable
• Majority of wealth is created
SIP remains a risk-management tool, not a return-optimization tool
• Time in the market beats timing the market
This is a behavioral finance lesson, not just a performance story.
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Disclaimer:
Mutual fund investments are subject to market risks. Past performance does not guarantee future results. Content shared is strictly for educational awareness.
