SIP Investment ₹100: DSP Multi-Asset Omni Fund of Funds

 

SIP Investment ₹100: DSP Multi-Asset Omni Fund of Funds

Sivakasi Manikandan, MBA (F&M), [MBA, I & FP], 

Managing Director - AISMONEY 

1) Introduction

·         The DSP Mutual Fund has launched a new multi-asset scheme — DSP Multi-Asset Omni Fund of Funds — designed for investors who do not want to track the stock market daily.

·         Combines equity, debt, gold and silver in a single portfolio aiming for balanced returns with lower risk.

·         Automatically adjusts allocation based on market conditions.

2) New Fund Offer (NFO) Period

·         Closing Date: 19 February 2026

 

3) Investment Philosophy

·         Diversification across multiple asset classes → risk spreading

·         Attempts to generate stable returns in both rising and falling markets

·         Decisions based on data, not emotions

 

4) Asset Allocation

Asset Class	Allocation Range
Equity	25% – 75%
Debt	15% – 50%
Gold & Silver ETFs	10% – 50%

📌 Allocation will change depending on market conditions

 

5) How It Reacts to Market Changes

·         During high volatility → equity exposure may reduce to ~25%

·         During strong markets → equity allocation increases

·         Objective: Balance between protection and growth

 

6) DSP Netra System

·         Internal data-driven analytics framework

·         Not dependent on market predictions or stories

·         Uses historical data + risk evaluation

·         Ensures disciplined investment decisions

 

7) Why This Scheme?

·         Many investors know diversification is important but cannot implement it properly

·         Difficult to decide when to increase or reduce exposure to equity, debt, or gold/silver

·         This fund manages allocation automatically and keeps investors invested long term

 

8) Investment Details

·         Minimum Lump sum: ₹100

·         Minimum SIP: ₹100 (12 instalments)

·         Additional Purchase: ₹100

·         Available in Direct & Regular plans

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9) Exit Load

·         Redemption within 1 month: 1%

 

10) Suitable For

·         Investors who cannot track markets regularly

·         First-time investors

·         Those seeking stable long-term returns

·         People afraid of stock market volatility but still want growth

 

11) Conclusion

 

DSP Multi-Asset Omni Fund of Funds

·         Works like an all-in-one portfolio

·         Growth-oriented with controlled risk

·         Automatic asset allocation for disciplined investing

 

For More details and investment

Sivakasi Manikandan, MBA (F&M), [MBA, I & FP], 

FChFP, CIS, AMFI, CII (London)

Managing Director - AISMONEY

No. 21, MBT Road, (Opp) Indian Bank, Walajapet  - 632 513
Ranipet Dt. Tamil Nadu, India.

+ 91 98405 77675
+ 91 96777 66393  (Office)
 support@aismoney.com

http://www.aismoney.com/

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes.