New Investment Opportunity: The Wealth Company
Balanced Advantage Fund..!
Mr. K P Venkatarama Krishnan,
Founder, Viruksham Finmart Private Ltd
A new player
in India’s mutual fund industry, The Wealth Company Mutual Fund, has launched its
first scheme – “The
Wealth Company Balanced Advantage Fund.”
This scheme
has been designed with the objective of offering investors a blended investment
opportunity across both the equity market and the debt market.
What is the Objective of the Scheme?
The primary
objectives of this Balanced Advantage Fund are:
·
To
adjust investment exposure between equity and debt based on prevailing market
conditions
·
To
increase equity allocation during market uptrends
·
To
shift towards safer debt instruments during market downturns
·
To
provide capital appreciation and stable income over the long term
In short,
this fund operates on a Dynamic Asset Allocation strategy, which helps manage
market volatility in a systematic manner.
New Fund Offer (NFO) Details
·
NFO Period: The New Fund Offer
is currently open
·
Closing Date: 10th February 2026
·
Minimum Investment: Rs. 5,000
·
Entry Load: Nil
·
Exit Load:
o
1%
exit load if units are redeemed within 180 days
o
No
exit load after 180 days
This
structure encourages long-term investing and discourages short-term trading in
the fund.
How Does a Balanced Advantage Fund Work?
A Balanced
Advantage Fund is a hybrid investment product that combines:
·
Equity investments
·
Debt investments
When market
valuations are high, the fund reduces its exposure to equities and increases
investments in debt instruments. Conversely, when markets correct or fall, the
fund increases equity exposure to take advantage of attractive valuations.
This
approach helps to:
·
Avoid
excessive risk
·
Manage
market fluctuations effectively
·
Provide
investors with relatively stable returns at moderate risk levels
Who Is This Fund Suitable For?
This
Balanced Advantage Fund is ideal for investors who:
·
Do
not want to take full exposure to pure equity risk
·
Prefer
moderate risk with long-term investment goals
·
Do
not wish to worry about market timing
·
Are
new to mutual fund investing
·
Are
planning for long-term goals such as retirement
In
particular, this fund can be a good alternative for investors who are hesitant
to invest directly in the stock market.
Key Features of the Fund
·
Dynamic
Asset Allocation strategy
·
Balanced
exposure to both equity and debt
·
Automatic
rebalancing based on market conditions
·
Professional
fund management
·
Potential
for long-term wealth creation
·
Low
minimum investment requirement of Rs. 5,000
Points to Keep in Mind
Like all
mutual fund schemes, this fund is also subject to market-related risks.
Therefore, investors should carefully consider the following before investing:
·
Their
risk tolerance
·
Investment
objectives
·
Investment
time horizon
·
Age
and financial needs
Conclusion
Overall, The Wealth Company Balanced
Advantage Fund
is a well-designed hybrid investment option aimed at managing market volatility
while offering moderate risk and long-term wealth creation opportunities.
For
investors who do not wish to take direct equity market risk but still want to
invest systematically through mutual funds, this scheme could prove to be a
suitable and balanced choice.
.
For more details and investment..!
Mr. K P Venkatarama Krishnan,
Founder, Viruksham
Finmart Private Ltd
Chennai
E - Mail:
kpvenkat02@gmail.com
Cell Number: 98410
34997
Read articles written by Mr. K P Venkatarama Krishnan in
Nanayam Vikatan, a leading personal finance magazine.
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme
related documents carefully. The past performance of the mutual funds is not
necessarily indicative of future performance of the schemes.
