INDIAN's investing pattern as per RBI data:
• Bank deposits: ₹6.5 L Cr, ~25.5%
• EPF & pension funds: ₹5.8 L Cr, ~22.7%
• Life insurance: ₹4.4 L Cr, ~17.2%
• Small savings: ₹3.4 L Cr, ~13.3%
• Currency & cash: ₹2.6 L Cr, ~10.5%
• Mutual funds: ₹1.6 L Cr, ~6.3%
• Equities directly: ₹48,613 Cr, just ~1.9%
