􀂉􀂉 A multi-pronged approach to increase the penetration of insurance, both life and
general, in the country.
􀂉􀂉 Number of proposals finalised, in consultation with IRDA such as empowering
insurance companies to open branches in Tier-II cities and below without prior
approval of IRDA, KYC of banks to be sufficient to acquire insurance policies,
banks to be permitted to act as insurance brokers, banking correspondent allowed
to sell micro-insurance products and achieving the goal of having an office of
LIC and an office of at least one public sector general insurance company in
towns with population of 10,000 or more.
􀂉􀂉 Rashtriya Swasthya Bima Yojana to be extended to other categories such as
rickshaw, auto-rickshaw and taxi drivers, sanitation workers, rag pickers and
mine workers.
􀂉􀂉 A comprehensive social security package to be evolved for unorganised sector
by facilitating convergence among different schemes.
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