Kotak Life crosses
Rs. 1 Lakh Crore AUM Milestone..
Mumbai / Chennai, 27
November 2025: Kotak Mahindra Life Insurance Company Limited (Kotak Life) has
achieved a landmark milestone, crossing Rs. 1 Lakh Crore in Assets
Under Management (AUM). This achievement reflects the company’s consistent
growth trajectory, prudent management of policyholder assets as well as the
enduring trust of Kotak Life's customers and partners.
Commenting on the milestone, Mr. Mahesh Balasubramanian,
Managing Director, Kotak Life, said: “Crossing Rs. 1 Lakh Crore in
AUM in our 25th year is more than a financial milestone—it is a
reaffirmation of the trust our customers and partners place in us. At Kotak
Life, we remain committed to building sustainable value through innovative
products, digital-first solutions, and an unwavering focus on customer needs.
This achievement strengthens our resolve to continue shaping the future of life
insurance in India.”
Kotak Life’s growth has been powered by a diverse suite of offerings
across Protection, Savings, Unit-linked and Annuity solutions. The
investment philosophy is rooted in safety, stability and long-term wealth
creation, while the strategy focuses on disciplined asset allocation and robust
risk management. Since March 2010, Kotak Life’s AUM has grown at a CAGR of 19%,
reflecting consistent fund performance and the confidence policyholders
continue to place in the company.
With a conservation ratio of 86.26%1, Kotak Life demonstrates
strong customer retention and long-term engagement. The company has protected
over 5 crore lives*, with an individual claim settlement ratio of 98.6%2 and
group claims settlement ratio of 99.63%2, underscoring its ability
to honour claims and provide financial security when it matters most.
