Kotak Life Launches
‘EDGE’ – A Regular Guaranteed* Income Plan offering Long-Term Financial
Security and Protection
Early regular income,
cashback within 7 days, guaranteed returns for up to 40 years
and comprehensive life cover with riders—all in one powerful plan
Mumbai / Chennai,
September 22, 2025: As Kotak Mahindra Life Insurance Company Ltd. marks its 25th year of
empowering lives through financial security, the company announces the launch
of
Kotak EDGE (Early Defined Guaranteed Earnings), a comprehensive life
insurance solution crafted to meet the evolving financial needs of today’s
consumers.
In today’s fast-paced
world, consumers face financial responsibilities that demand immediate attention.
Kotak EDGE is designed to meet these urgent needs by delivering
early regular income, empowering policyholders with an additional stream
of income. It’s income on demand, built to respond to life’s immediate
priorities.
Combining immediate
liquidity with long-term guaranteed income, Kotak EDGE offers
regular payout, early regular income, guaranteed returns and comprehensive life
cover—all in one plan.
Mr. Mahesh Balasubramanian, MD, Kotak
Mahindra Life Insurance, said, “Our 25-year
journey has been guided by the belief that financial solutions must evolve with
the lives of our customers. Kotak EDGE is one such solution—providing early
income support without compromising long-term protection and financial
stability. As we look ahead, we remain committed to innovating with empathy,
empowering our customers to live confidently at every stage of life.”
Kotak Life’s
performance reflects its focus on financial stability and customer service. As
of March 31, 2025, the company maintained a 98.6%^ claim settlement ratio,
one-day settlement for non-investigated claims and a solvency ratio of 2.86.