Robust
Profit Growth in Second Quarter
Sundaram
Home Finance Q2 Net Profit up 69% at Rs. 75 crores
EB
segment crosses milestone of ₹50crores monthly disbursement in September
D. Lakshminarayanan, Managing Director, Sundaram Home Finance
Chennai,
October 27, 2025: Sundaram Home Finance has registered a robust 69% increase
in its net profit for the quarter ended September 30, 2025 at ₹74.68 crore
compared to ₹44.15 crore in the same period last year. Total disbursements for
the quarter grew 9% to ₹1,681 crore from ₹1,543 crore in Q2 of the previous
year.
AUM
Show Strong Growth
Managed
assets under management (AUM) stood at₹18,572 crore as of September 30, 2025, a
21% increase over ₹15,405 crore as of September 30, 2024.
Emerging
Business Segment Sees Sharp Expansion
The
Emerging Business (EB) segment, focused on small-ticket loans up to ₹20 lakh and
affordable housing finance, more than tripled its disbursements to ₹146 crore
in Q2 this year compared to ₹42 crore in the corresponding quarter of last
year. The company has expanded its EB network to over 50 branches.
Milestone
in EB disbursements
Notably,
the EB segment crossed monthly disbursements of ₹50 crore for the first time in
September.
During
the quarter, Sundaram Home Finance entered the Karnataka market in the EB
segment and has plans to establish 8–10 branches in the state by the year-end.
Commenting
on the stellar performance in the EB segment, D. Lakshminarayanan, Managing
Director, Sundaram Home Finance said “We continued our branch network expansion
in the Emerging Business segment focusing on smaller towns in South India. This
fuelled our growth in this segment with disbursements nearly tripling to close
to ₹150 crore in Q2.”
Tier
3 and 4 towns to be growth drivers
On
the growth drivers for the second half of the year, Lakshminarayanan said, “We
are optimistic about achieving strong growth in our prime business during the
second half of the year. In the Emerging Business segment, we aim to further
grow our footprint in additional southern towns and maintain this growth
momentum. Economic activity and employment opportunities are accelerating in
smaller towns, and we expect Tier 3 and Tier 4 locations to be key drivers of
our continued expansion."
Sundaram
Home Finance, a wholly owned subsidiary of Sundaram Finance Ltd., provides home
loans, plot loans, home improvement & extension loans, loans against
property, affordable housing finance and small business loans to traders and
small shops. The company has over 150 branches across the country.
