Mutual Fund
SIP contribution has gone up by 20% & Increasing retail participation…!
by Mr S. Karthikeyan, Founder - Mentor, WINWORTH
ICRA Analytics cites optimism around economic reforms,
recovery in corporate company’s earnings and attractive entry points due to
market corrections as reasons for this increase.
According
to ICRA Analytics, SIP (Systematic Investment Plan) contribution of the Mutual
Fund (MF) Indian industry saw a 20% increase in the last one year for the
period ending on August 2025.
The
Indian MF industry’s SIP contribution increased from about Rs. 23,550 crore in
August 2024 to close to Rs. 28,300 crore in August 2025.
ICRA
Analytics attribute this growth in SIPs contribution to optimism around
economic reforms, recovery in corporate earnings and attractive entry points
due to market corrections.
The
overall AUM (Assets Under Management) of the industry saw a 13% annual growth
during the August 2024–August 2025 period, rising from Rs. 66.70 lakh crore to
Rs. 75.19 lakh crore.
Growth in equity & debt funds..!
Open-ended
equity schemes recorded a 10% Year on Year growth in their AUM, reaching Rs.
33.09 lakh crore in August 2025 compared to Rs. 30.09 lakh crore in August
2024. Equity funds have seen positive
inflows for the 54th consecutive month.
The
AUM of debt funds also registered a 17% Year on Year growth in August 2025.
Debt assets of the industry increased from Rs. 16 lakh crore in August 2024 to
Rs. 18.71 lakh crore in August 2025.
The Rise of Gold ETFs..!
August
2025 witnessed a 74% surge in inflows in gold ETFs compared to July 2025, reaching
Rs. 2,190 crore. The category hit a 7-month high in terms of net inflows in
August 2025.
In
addition, August 2025 also saw high inflows into flexi cap funds, mid cap
funds, small cap funds, arbitrage funds and multi-asset allocation funds.
According
to ICRA, the moderation in flows reflects a strategic pause rather than a loss
of confidence.
Increasing retail
participation..!
Investors
are recalibrating portfolios amid global headwinds, while domestic optimism
remains intact.
The
Indian MF industry’s resilience is supported by strong SIP flows, diversified
fund launches and increasing retail participation from Tier II and Tier III
cities.
For invest and more details contact
S. Karthikeyan, Founder - Mentor
WINWORTH, https://winworthwealth.com/
OFFICE:
10-B, 1st Floor, Tharamani 100 Feet
Road, Baby Nagar, Velachery, Chennai - 600042
+91 98409 36032 / 044 42180009
Fellow Chartered Accountant S.
Karthikeyan is the Founder of WINWORTH. Financial Advisor from the
esteemed Asia Pacific region Singapore Financial Services Associate.
He has visited over 15 nations, some of which are from the US, the UK, Dubai,
Hong Kong, etc. and took part in numerous workshops, primarily on insurance as
a business trip.
He began his profession as a regular person with a strong desire to succeed
constantly. He founded the WINWORTH Company, a wealth solution company, in 1991
with the aim of serving people and ensuring that everyone is a wealthy person.
As a writer and columnist, he is well-known among Tamil readers for his 52-week
Blank Cheque series of articles in Kumudham and his two-week pieces regarding
real estate and loan savings. WINWORTH has offered unfiltered and unbiased
financial guidance to people and companies for more than 30 years.
It is a state-of-the-art financial planning company that looks for the best
ways to enhance your income while guaranteeing you, not just stability but also
luxury.
Our primary goal is "How to make
ten crores in fifteen years of your life ". However, it can't be
finished in a single day. It can only be attained through proper and systematic
methods. Investments and that's the position we take!
Winworth's experience managing the finances of NRI clientele both outside and
in India.
