Car Insurance Claim during Chennai Floods
If your car is parked in a basement and it gets drowned.
1. Don't start your car.
If you start the car on your own and then the engine get into hydrostatic lock - The insurance company will not cover the loss.
2. You have to report to insurance company directly
And then tow it to the service station.
3. If you follow the above steps -
Insurance company will cover your car damage.
Insurance companies advices that to not start the engine on your own when stuck in a waterlogged area.
The moment you start the engine and water gets in, it blocked and damaged.
Then it will be considered as "Intentional Damage".
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