75% of the total individual MF assets is in regular mutual fund plans..!

Investment Guru Saturday, November 18, 2023 0

75% of the total individual MF assets is in regular mutual fund plans..!

- Mr. K. Kirubakaran,

AMFI Registered MFD

An analysis of nodal association of mutual funds across India (AMFI) data reveals that 76% of the total individual MF assets is in regular plans.

Individual investor assets..!

The data shows that of the total individual MF assets of Rs.28 lakh crore, Rs.21 lakh crore has come from regular plans. Individual investor assets include investments by retail investors and HNIs.

Individual assets are primarily mutual fund distributor (MFD) driven with regular plans assets dominating over direct due to the convenience offered by MFDs.

While T30 cities contribute 55% of the regular assets, B30 contributes 21%. Direct plans account for 24% of the total individual assets.

Let's look at the table showing total % of assets from B30 and T30

	Direct % assets	Regular %assets
B30	5%	21%
T30	19%	55%
Total	24%	76%

Scheme wise

The total assets of individual investors have grown by 24% compared to last year. Notably, investments of individual investors have increased by 26% in equity schemes and 28% in index funds /Fund of Funds.

Look at the table showing individual asset composition (in Rs. crore)

Individual- Investor Asset Composition (Rs. crores)
Year	Equity	Debt	Liquid /Money market Fund	ETFs/FoFs	Total
2023 Sep.	Rs.22,95,310	Rs.3,64,153	Rs.89,668	Rs.61,170	Rs.28,10,310
2023 Sep.	Rs.18,17,740	Rs.3,20,587	Rs.89,436	Rs.47,679	Rs.22,75,442