Mutual Fund Investment: Birla Sun Life Century SIP with added benefit of a Free Life Insurance cover.

Mutual Fund Investment: Birla Sun Life Century SIP with added benefit of a Free Life Insurance cover.

You Invest. Birla Sun Life MF  Insure.

Birla Sun Life Century SIP with added benefit of a

Free Life Insurance cover.

Highlights

• Aim to achieve your goals with a Systematic Investment Plan.

• Cover up to 100x of your monthly payment.

 (Highlights do not indicate assurance of future scheme performance.)

Birla Sun Life MF work to lead a great lifestyle and set goals to achieve: A big house, a luxury car, best education for our children, etc. To achieve these goals, we need a clear plan that not only fulfils our goals, but insures our future too.

Presenting Birla Sun Life Century SIP (CSIP), a Systematic Investment Plan with added benefits of a Life insurance cover with 100 times of your monthly SIP instalment (year 3 onwards). When you invest in an SIP, you can make regular payment to a set of funds and schemes that will help you realise your financial goals.

The best part of investing in CSIP is that the cost of the Life Insurance will be entirely borne by Birla Sun Life Asset Management Company Limited.

The Group Life Insurance cover will be governed by the terms, conditions & exclusions of the insurance policy with the relevant Insurance Company as determined by the Birla Sun Life Asset Management Co. Ltd.

Small and disciplined investments could ensure faster goal fulfilment.

Realising long term goals require a large sum of money. Having access to

such an amount at the time of need might not be possible always. Simple

planning or saving won’t help but what required is, disciplined and careful

investment planning that systematically realises your objective. Hence, we

are offering not just an SIP but a CSIP that helps you realise your objective

in a timely and systematic manner.

• A systematic approach involving a small amount invested regularly without incurring financial burden in the present

• Potential reasonable returns

• It is convenient as the payment can be made through NECS, Direct Debit, PDC cheques or STP

• Potential to capitalise long term growth that the equity schemes have to offer

Benefits of the Life Insurance - Added advantage of Century SIP:

Century SIP or CSIP not only offers a sound investment philosophy to realise your goals, but it also secures yours and your family’s future with a Life insurance cover, that too at Zero additional cost.

The entry age is between 18 years to 51 years.

Timeline

The Life insurance cover continues only till the age of

60 years (Beyond which your SIP could help you)

Extent of cover

Maximum cover would be Rs. 25 lakh across all schemes/plans/folios under CSIP facility

Cost of insurance

Free insurance cover,

courtesy Birla Sun Life Asset Management Company Ltd.

Eligibility

All resident individuals and NRIs from eligible countries.

Medical formalities

It’s Hassle-free and Quick. No medical test for insurance.

Operational flexibility

• SIP through NECS, Direct Debit or PDC cheques and STP available

• CSIP folio can be used for lump sum and multiple schemes.

Also switches can be done in this folio

• All transactions can be in a single folio, no quarantine on folios

• Tracking of SIP/ Non SIP holdings in account statement.

Amount to be invested

Minimum amount – Rs. 1000, No Maximum amount limit.

Computation

The total insurance cover value depends on how much you invest into your CSIP regularly.

And the best part is, the returns become incremental year-on-year. Here’s how the computation works:

Assuming CSIP of Rs. 25,000 per Month

If CSIP continues

1st year

10 times the monthly SIP

Instalment  i.e. Rs. 2. 50 lakh

2^nd year

50 times the monthly SIP instalment i.e. Rs. 12.5 lakh

3^rd Year onwards

100 times the monthly SIP instalment i.e. Rs. 25 lakh

If CSIP discontinues after 3yrs

Fund value of units allocated at the start of each policy year

or 100 times SIP instalment whichever is less.

Redemption

Entry Load – NIL, Exit Load- 2% if redeemed or switched out within 1 year & 1% from 1 year to 3 year. Nil: If units allotted under Century SIP are redeemed/switched out after 3 years from the date of allotment.

(No exit load if redeemed or switched by nominee/joint holder in case of death of investor)

Cover

• Covers accidental deaths for the first 45 days

• In the event of an unfortunate happening, your nominee/beneficiary will receive the insured amount along with the fund value.

Termination of insurance

• Full/Partial redemption or switches before the completion of the CSIP tenure.

• Two consecutive payment defaults or four defaults over the tenure of CSIP.

Continuity

The cover continues even if you stop Century SIP instalments after 3 years. The cover then will depend on full/partial redemption or the switching prior to the completion of the SIP tenure.

Birla Sun Life Century SIP is a facility, in addition to the conventional SIP facility, offered under designated schemes which give the benefit

of Life Insurance cover to the eligible investors. Life Insurance cover is subject to limits and other terms and conditions as specified for

availing Century SIP, an optional, add-on, facility made available under designated schemes of Birla Sun Life Mutual Fund.

This communication contains only few features of Century SIP. For further details and terms and conditions, investors are requested to refer to the Scheme Information Document of designated schemes or visit our website before availing Birla Sun Life Century SIP.

Further, the Group Life Insurance cover will be governed by the terms, conditions & exclusions of the insurance policy with the relevant Insurance Company as determined by the Birla Sun Life Asset Management Co. Ltd. (BSLAMC). BSLAMC reserves the right to Modify / annul the said Group Insurance Cover on a prospective basis. Insurance is a subject matter of solicitation.

Mutual Fund: Birla Sun Life Mutual Fund.

Asset Management Company/Investment Manager:

Birla Sun Life Asset Management Company Ltd.

CIN: U65991MH1994PLC080811.

Registered Office: One India Bulls Centre, Tower - 1, 17th Floor, Jupiter Mill Compound, 841, S. B. Marg,

Elphinstone Road, Mumbai - 400013.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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