Under the ATAL PENSION YOJANA (APY), there is guaranteed
minimum monthly pension for the subscribers ranging between Rs. 1,000 and Rs.
5,000 per month.
The benefit of
minimum pension would be guaranteed by the Govt. of India (GoI).
GoI will also
co-contribute 50% of the subscriber’s contribution or Rs. 1,000 per annum,
whichever is lower.
Age of Entry
Monthly pension of Rs 1000.
Monthly pension of
Rs. 2000 Monthly pension of Rs. 3000 Monthly pension of Rs, 4000 Monthly pension of
Rs. 5000 .
How
much can one contribute in Atal Pension Yojana ?
Amount
to be contributed monthly under the Atal Pension Yojna scheme depends on the
age of the person who joins the scheme and how much pension Rs. 1000, Rs. 2000,
Rs. 3000, Rs. 4000, Rs. 5000 he/she wants. Please remember that once the person
passes away the spouse (wife/husband) will get the pension and after death of
spouse the nominees will get a lump sump amount.
For
getting guaranteed pension of Rs. 1000 and lump sump of Rs 1.71 lakh to
nominees amount one has to contribute at some sample ages is given below.
Detailed
table is provided.
Age of Joining
|
Years of Contribution
|
Monthly contribution
|
18
|
42
|
42
|
20
|
40
|
50
|
25
|
35
|
76
|
30
|
30
|
116
|
35
|
25
|
181
|
40
|
20
|
291
|
Lumpsum Corpus that Nominee will receive
On
death of person who was member of Atal Pension Yojna and his
spouse(wife/husband), the nominees will receive a lump-sump amount shown in
table below. The amount received will be based on how much monthly pension had
the person who joined Atal Pension Yojna chose. For example if person chose
2000 Rs of Monthly pension amount, the lump-sump amount received will be Rs 3.4
lakh. If person chose Rs 5000 as monthly pension amount the nominee will receive
Rs 8.5 lakh.
Monthly Pension Amount (Rs)
|
Corpus (Rs)
|
|||
1000
|
1,70,000
|
|||
2000
|
3,40,000
|
|||
3000
|
5,10,000
|
|||
4000
|
6,80,000
|
|||
5000
|
8,50,000
|
|||
Agewise
Atal Pension Yojna Contribution Chart
The
amount that one has to contribute for monthly pension of Rs 1000, Rs 2000, Rs 3000, Rs 4000 & Rs 5000 at ages between 18-40 is given below.
Age
ofEntry
|
Years
of
Contribution |
Monthly
pension of Rs. 1000.
|
Monthly
pension of Rs. 2000. |
Monthly
pension
of Rs. 3000. |
Monthly
pension
of Rs. 4000. |
Monthly
pension of Rs. 5000. |
18
|
42
|
42
|
84
|
126
|
168
|
210
|
19
|
41
|
46
|
92
|
138
|
183
|
228
|
20
|
40
|
50
|
100
|
150
|
198
|
248
|
21
|
39
|
54
|
108
|
162
|
215
|
269
|
22
|
38
|
59
|
117
|
177
|
234
|
292
|
23
|
37
|
64
|
127
|
192
|
254
|
318
|
24
|
36
|
70
|
139
|
208
|
277
|
346
|
25
|
35
|
76
|
151
|
226
|
301
|
376
|
26
|
34
|
82
|
164
|
246
|
327
|
409
|
27
|
33
|
90
|
178
|
268
|
356
|
446
|
28
|
32
|
97
|
194
|
292
|
388
|
485
|
29
|
31
|
106
|
212
|
318
|
423
|
529
|
30
|
30
|
116
|
231
|
347
|
462
|
577
|
31
|
29
|
126
|
252
|
379
|
504
|
630
|
32
|
28
|
138
|
276
|
414
|
551
|
689
|
33
|
27
|
151
|
302
|
453
|
602
|
752
|
34
|
26
|
165
|
330
|
495
|
659
|
824
|
35
|
25
|
181
|
362
|
543
|
722
|
902
|
36
|
24
|
198
|
396
|
594
|
792
|
990
|
37
|
23
|
218
|
436
|
654
|
870
|
1,087
|
38
|
22
|
240
|
480
|
720
|
957
|
1,196
|
39
|
21
|
264
|
528
|
792
|
1,054
|
1,318
|
40
|
20
|
291
|
582
|
873
|
1,164
|
1,454
|
The official website of the scheme is www.jansuraksha.gov.in. National
Toll-Free – 1800-180-1111 / 1800-110-001 and StateWise Toll free
number are listed in this document Statewise Toll-Free (pdf)
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