SBI Virtual Credit Card - FAQs - Part 4

Can I unblock my SBI Virtual Card?

No, once the Card is blocked you can not unblock or reuse the card.

   

What will happen to the amount, once my Card is blocked?

The amount will be shown as "lien marked" on the account. You can choose to cancel the Card to remove the lien and release the fund.

 However, on expiry of the Card (i.e. within 48 hrs from the time of creation) the lien on the amount will be automatically released.

Can I earn interest on the balance?

Yes, Since the Card is generated by marking a lien and the amount is debited only when actual transaction is completed successfully, you continue to enjoy the interest, as applicable on your account, on the Virtual Card balance.

 When will my account get debited?

 The amount will be debited from the account only when actual purchase using the Virtual Card is completed successfully.

 Is there any minimum or maximum limit for the Card generation?

 Yes, currently the minimum amount for which a Card can be created is Rs 100 while the maximum amount is Rs 50,000 (per Card).

   

Can I create more than one Card or are there any limits on Card creation?

 Yes, you can create any number of Cards subject to sufficient balance in the underlying account and with a maximum limit of Rs. 50,000/- per Card.

   Can I re-load /  top-up my Virtual Card?

    No, the Card is one-time / single-use card and can not be reloaded /  topped up.

  

 What will be the validity of my Virtual Card?

    The card will expire:

        As soon as the transaction is completed.

        or

        If the Card is cancelled.

        or

        The Card is not used for 48 hours after creation.

        (Whichever is earlier.)

    Please Note: The expiry date mentioned on Card image may vary from actual expiry date of the Virtual Card. The expiry date on the Card is in the mm/yy format and is only for the purpose of inputting while doing a transaction using the Card. It does not reflect the actual expiry date of the card, which is Max. 48 Hrs.

    Can I reuse (do multiple purchases with) my Virtual Card before expiry?

    No; the Card is one-time use Card and will get de-activated once used successfully.

  

State Bank helpline at 1800 11 2211 / 1800 425 3800 (Toll free) or 080 2659 9990 or email your complaint to contactcentre@sbi.co.in or feedback.virtualcard@sbi.co.in.

Src: https://www.onlinesbi.com/virtual_card_faq.html

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