Home Loan Base Rate

Home Loan Base Rate (%) *
Punjab National Bank
10.75
IDBI Bank
10.75
Dena Bank
10.70
Corp. Bank
10.65
United Bank of India
10.6
Axis Bank
10
SBI
10
IOB
 10.75

Base rates are reference rates for all floating rate home loans.  Reserve Bank of India (RBI) guidelines said the banks can’t refuse to shift a borrower from the BPLR (Benchmark Prime Lending Rate) method to base rate system.
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